Frequently Asked Questions If I’m enrolled is a pay after deletion credit repair program why is there an initial fee? Are credit repair results permanent? What kind of results can I expect in a pay after deletion credit repair program? How is pay after deletion different from other credit repair companies? Do you limit the disputes when working on my credit repair project? How do I sign up for your pay after deletion program? How much will this pay after deletion program cost me? Why am I charged per item per credit bureau? Do you have any samples of your work? What happens when a previous deleted item comes back on my credit report? Can you delete public records such as judgments, bankruptcies and tax liens? How can you delete an item that is mine? Is credit repair legal? What happens if my invoice is too high? Is there a guarantee? Do you process payments automatically? Why are you not rated with the Better Business Bureau? Can I get my credit repair done faster? Is my personal information safe? Why don’t you accept credit cards?